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CreditKernel Team
Jan 107 min read
The Role of Liquidity in Evaluating Credit Risk
Liquidity risk refers to a company's ability to meet its short-term financial obligations, such as paying off debts or operational...
CreditKernel Team
Dec 20, 20245 min read
Communicating Counterparty Credit Risk
Effective communication ensures your business can identify, estimate, mitigate, and respond to credit risks in a timely and informed...
CreditKernel Team
Jan 4, 20245 min read
How to Read a Balance Sheet
The balance sheet evaluates what a company owns (assets), what is owes (liabilities), and the net ownership value (equity).
CreditKernel Team
Oct 28, 20234 min read
Why Industry Trends Matter in Credit Assessments
Industries are constantly evolving due to technological advancements, regulatory changes, and shifting consumer demands. Lenders and...
CreditKernel Team
Oct 26, 20233 min read
Credit Ratings 101
Credit ratings provide forward looking opinions into the financial health and repayment capacity of borrowers. Article Topics What are...
CreditKernel Team
Oct 13, 20236 min read
Reading Between the Lines: Financial Ratio Analysis
Financial ratio analysis provides insights into a company's profitability, leverage, and liquidity by evaluating both current performance...
CreditKernel Team
Sep 30, 20235 min read
Financials at Your Fingertips: Crafting the Perfect Request
Financial statements provide an objective overview of the company's financial health, reducing reliance on self-reported data or personal...
CreditKernel Team
Sep 21, 20233 min read
Key to Business Longevity: Factors Affecting Company Lifespan
Longevity in business indicates a company has weathered diverse economic cycles, established customer, supplier, and financing...
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